Protecting Your Assets.Securing Your Future.
We provide you with the best possible insurance cover,
placing your needs first. We value you as the most
important asset of our business.
For Our Clients
We establish a strong relationship with you, conducting a thorough financial needs analysis to propose the ideal insurance solutions. We are committed to keeping detailed records and performing regular reviews to ensure your cover remains optimal.
For Our Broker Partners
We provide the business framework, from licensing and software to a proven value proposition and succession planning. We empower you to focus on your clients while we handle the operational complexities.
For Our Key Individuals
We manage the brokerage, ensure the "Fit & Proper" status of representatives, and maintain a robust risk management plan. We provide the templates, processes, and compliance oversight needed for success.
We provide you with the best possible insurance cover, placing
your needs first. We value you as the most important asset of our business.
About Smit & Kie
Smit & Kie Brokers is built on over 30 years of insurance expertise. Founded by Sandy Guthrie and Koos Smit—veterans in the industry since the 1980s—the company was established in 1999 and has grown into a national short-term brokerage with strong insurer partnerships.
Sandy and Koos have transitioned to focus on acquiring new entrants and partnering with retiring insurance brokers. We are committed to delivering exceptional service and tailored support to clients and partner brokers. With our custom CRM, Tasklogix, and a flexible team, we provide scalable, remote-ready solutions across the country.
- Smit & Kie Brokers – Short-term insurance broking and administration. Partner brokers operate under their own FSPs, supported by our systems.
Why choose us as your Insurance broker?
Why choose us as your Insurance broker?
At Smit & Kie Brokers, we prioritise honesty, integrity, and professional advice. Our qualified team offers risk solutions aligned with current market trends to ensure your peace of mind.
Client-Centric: Tailored cover at competitive premiums, backed by exceptional service.
Compliant & Secure: Fully aligned with legislation to safeguard your data and interests.
Claims-Focused: Fast, fair, and efficient claims handling—always looking for ways to pay.
Our clients rate us an average of 96.7% when
asked about our friendliness, service and claim
turnaround time.
* Based on feedback from surveys done by a 3rd party insurer to measure customer satisfaction during july 2021 – August 2021
We have also been awarded PMR AFRICA Diamond Arrow award coming 1st under the insurance sector in 2024 and 2025.
SEE OUR DOCUMENTS
BROKERS & PARTNERS
VIEW OUR PRODUCTS
SEE OUR DOCUMENTS
BROKERS & PARTNERS
VIEW OUR PRODUCTS
The History of smit Brokers
The History of smit Brokers
Smit & Kie Brokers operates as an authorized Financial Services Provider, specializing in comprehensive life and investment solutions. We maintain a distinct and independent operational structure from Smit Advisors CC FSP 44595. Our dedicated focus is on providing expert guidance and products in the life and investment sector, ensuring tailored solutions for your long-term financial security and protection.
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EVErywhere you go there's a smit you know
EVErywhere you go there's a smit you know
Our brand is built on connection — genuine, personal, and rooted in community. No matter where life takes you, you’ll find a Smit close by: someone who knows your area, your challenges, and your needs. From early-morning farm visits to city-office consultations, our team walk the journey with you.We are your neighbours, your trusted advisors, and the familiar voice you call when life happens. With Smit & Kie, you are never alone in planning, protecting, or rebuilding.
- LIMPOPO
- EASTERN CAPE
- WESTERN CAPE
- GAUTENG
- MPUMALANGA
- FREE STATE
- NORTH WEST
Our commitment remains steadfast, to provide
comprehensive support and exceptional services
to our clients.
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